We have 3 financing options for your convenience CIT Financing Currency Financing Smarter Equipment Finance For businesses who have been operating at least 2 years or more with a credit score of 700 or above. Financing up to $150,000.00 Equipment financing up to $500,000.00 regardless of credit score and payment history. Repayment terms up to 72 months. Financing available for Startups, any type of credit, new or used equipment.